India-first. Fair everywhere.

Shared money.
Minus the awkward.

Trips, rent, dinners, couples and everything in between. OweSum keeps the math fair, the history clear and the settling simple.

Start splitting free Unlimited manual expenses
Private by default UPI-ready 100+ currencies
OweSumAS
Your trip balanceyou are owed ₹4,280Goa weekend · 6 people
ASRMNKPSJV+1
Beach shack dinnerRiya paid · split 6 ways
₹6,840
Villa balanceYou paid · by shares
₹18,500
GroceriesReceipt itemized · 14 items
₹3,260
One tap to settleUPI intent created safely
Smart receipt split
NO DAILY LIMITEXPLAINABLE BALANCESGUEST MEMBERSNO THIRD-PARTY ADS
Everything the group needs

From “who paid?” to
“we're all settled.”

Split any way that feels fair.

Equal, exact, percentage, shares, itemized bills, reimbursements and multiple payers.

Riya 40%You 35%Neel 25%

Receipts that do the tedious part.

Attach, itemize and allocate tax, tips, delivery fees and discounts.

UPI-aware, never misleading.

OweSum separates initiated, recorded and confirmed payments.

A ledger everyone can trust.

Edit history, restore, roles, approval modes and clear explanations for every simplified transfer.

TodayRiya corrected the villa split₹18,500 · 50/30/20 → 40/35/25
Founding membership

Everything unlocked.
One tiny yearly price.

Core splitting stays genuinely useful for free. Plus unlocks automation, advanced insight and power-user controls.

OweSum PlusFOUNDING
₹199/ year
  • Receipt itemization and smart tools
  • Search, charts, budgets and imports
  • Currency conversion and JSON backup
  • Roles, approvals and payment evidence
Claim founding access Founding access is active during the private beta.